Elite Security, a fast-growing provider of CCTV monitoring, on-site surveillance and manned guarding services, has secured an Invoice Finance facility from eCapital to support its continued expansion across the UK.
Founded in 2020 after a business restructure, Elite Security is led by managing director Emma Lovett and her husband James Lovett, who oversees field operations. With a dedicated in-house team and a trusted network of third-party guards, the business has built a strong reputation for 24/7 security backed by advanced technology and close manufacturer collaboration.
As demand increased throughout 2024, Elite Security faced growing pressure on cash flow due to high upfront equipment costs and weekly payroll commitments. To maintain momentum, the company turned to invoice finance for the first time.
“We’ve always been a small husband-and-wife team. When we decided to expand, we knew we needed the right kind of funding partner to help us do it sustainably. That’s when we began working with eCapital, and the positive difference in our cash flow has been huge. We’d built the company to a good size, but managing cash flow while expanding was incredibly stressful. As a service business, everything we do costs money upfront,” says Lovett.
“That’s where eCapital came into their own. We can work a week, invoice a week, and pay our staff and suppliers on time. We can even negotiate better supplier terms because we know we have a reliable pot of cash available. Having eCapital onboard enables us to push for that success without putting strain on our operations.
She adds: “We want to keep growing, year on year. And now, with the right support behind us, we’re in the perfect position to do it.”
With strengthened cash flow and deepening manufacturer partnerships, Elite Security is now focused on expanding its footprint across the UK’s heavily monitored landscape. The team sees significant opportunity to build on their 30% year-on-year growth, invest in technology, and bring their specialist surveillance solutions to more construction sites and high-risk environments nationwide. The long-term ambition is a scaled, nationwide presence built on reliability, innovation, and continuous improvement.
Eileen Creely, regional managing director North, at eCapital, says: “Elite Security is an ambitious, high-quality security provider operating in a fast-growing sector. By unlocking the cash tied up in their invoices, we’re helping them manage the pressures of upfront costs, take on more work, and scale with confidence. We’re proud to support their continued growth and long-term vision.”




